Inspired by OneTrikPony's thread here: http://www.eclipsephase.com/quick-question-ok-actually-several
I got to finally analyse some of the gear.
It seems that you can get 500CP worth of "advantage" with just 50CP
Adrenal boost + Reflex boost + 1 dose of Kick = 26,000 credits (= 26CP) = +30 REF = 300CP
Cyberlimb x2 + muscle augmentation + hardened skeleton = 20,000 credits (=20CP) = +20 SOM = 200CP
Also you can get DUR quite cheap with gear when compared to the Tough trait, but because those are not mutually complatible, I won't go there. Also the bonuses granted to skill from gear are quite "off" when compared the price to get the skills and the price of the gear.
My proposed quick-fix hack would be to change the 1CP =1000 cred ratio to 1CP = 100 cred.
I have a longer fix too, but it invloves taking REF and WIL entirely out of the game, so I wont go there now, coz it would be quite long and I haven't had the chance to analyze it through (although now it seems that I'm very near completion)